A current example from China shows just how much potential and interest there is in Fintechs – Ant Group, operator of the payment service Alipay, could eventually become the largest IPO in history. And China is not alone. The pandemic has supercharged activity elsewhere. Alongside the surge in global e-commerce and remote working there has been an accompanying boom in digital payments, which jumped 52 percent at Venmo, an American network, compared with the number from last year, as reported by The Economist in October.

According to finleap's founder, Fintechs are the reason why the financial sector has become interesting again. Previously, banks had lacked the courage to break new ground, he says. Together, they now have the chance to shape the digital future.